There is absolutely zero dispute right now that Penrith Panthers star halfback Nathan Cleary is no guarantee to remain at the club beyond the end of 2027.

That's not saying he is a certainty to leave, but with his father Ivan hanging up the coaching clipboard, Nathan admitting he is thinking about testing the market, his fiancee living abroad, Penrith's salary cap stretched and just maybe the thought of another challenge lingering in the back of his mind, a Cleary squared departure from the club's match day operations is certainly not off the table.

Sometimes in rugby league, things are a coincidence, and sometimes, they are not.

The fact Nathan Cleary has been talking about the potential of heading to November 1 uncontracted for the first time in his career for a couple of months now coincides roughly with the timeline of when his father would have been talking about, and ultimately decided, to not continue coaching, is not one of the times a coincidence has occurred.

If Cleary does decide to up sticks and leave the foot of the mountains, there are plenty of clubs who will chase his signature, but some potential homes stand out more than the rest.

Here are the options for Cleary.

5. European rugby union

Cleary has previously spoken on record about his potential desire to play rugby union before he hangs up the boots.

Now could well be the time to do.

It will be at the start of a new World Cup cycle, but his Penrith contract expiring, combined with the fact his partner lives in Europe, and the potential of big money.

It's something that isn't off the cards.